Your first bank withdrawal will be determined by your effective date. Your effective date is the next business day following the date your application is received, and not the date your application is submitted.If your effective date falls on or before the 10th of the month, your first withdrawal will be the 15th of the following month (ex. Effective Date = Jan. 9th First W/D = Feb. 15th).
If your effective date falls on the 11th of the month or after, your first withdrawal will be the 15th of the month following next (ex. Effective Date = Jan. 11th First W/D = Mar. 15th).
Membership cancellations must be received by the 8th of the month in order to stop your automatic withdrawal for the 15th. Two ways to cancel your membership;
1. A certified letter must be sent to 4049 S. Campbell, Springfield, MO 65807 a.Must list the cancelling member’s name, DOB and reasoning for cancelling. 2. You can go online to cancel your membership @ www.fmwic.com
Note: Letters and online requests received after the 8th of the month will have their auto withdrawals stopped on the 15th of the following month